DEFENCE CIVLIANS MEDICAL AID FUND - SALIENT FEATURES

DEFENCE CIVLIANS MEDICAL AID FUND
MINISTR OF DEFENCE

SALIENT FEATURES :-
1. CONSTITUTION:
The Fund was established in 1953 as Defence Civilians Welfare (TB, Cancer & Leprosy) Fund. Presently it is known as Defence Civilians Medical Aid Fund ( DCMAF). It is a Society registered w.e.I. 31.011977 under Societies Registration Act 1860.
2. OBJECTS: The Fund provides financial assistance to members in case they or their dependents suffer from specified ailments.
3. MEMBERSHIP : The membership of the Fund is open on voluntary basis lo all civilian employees whether industrial or non- industrial paid from Civil Estimates or Defence Services Estimates. The present membership of the Fund is about 2,15,677.
4. RATES OF SUBSCRIPTION :
The existing rates are as under:

Grade Pay	Annual  Membership	Full Service Membership
IS to PB-I	Rs. 60/-	Rs. 400/-
PB-2	Rs. 100/-	Rs. 600/-
PB-3	Rs. 200/-	Rs. 800/-
PB-4	Rs. 400/-	Rs. 1000/-

5. GOVERNING BODY :-
The Fund is managed by a Managing Committee constituted as under:-
Defence Secretary – Chairman
Additional Secretary (A) – Sr.Vice-Chairman
Joint Secretary (Training) & CAO - Vice-Chairman
Deputy Chief Adm inistrative Officer – Hony. Secretary (Training, Coord & Welfare)
CODA, AG, Air Officer-in-Charge, Personnel, Air HQ, – Members
SPD (Civ), Naval HQ, Director of Personnel, DRDO,
DGOS, DGEME, DG (Pers) E-in-C’s Branch, DOQA,
DGOF, DOAFMS, DOMS ( Army, Navy, Air ),
Addi. DGAFMS (MR), Joint Secretary (E), MOD,
Director —in — Charge of Welfare in CAO’s Office,
A Civilian Rep from AFHQ / ¡SOs, Indian National
Defence Workers Federation, Kanpur, All India
Defence Employees Federation, Kirkee, Pune,
Bhartiya Pratiraksha Mazdoor Sangh, Kanpur
and Labour Welfare Commissioner from Ord Fys.
6. EXECUTIVE COMMITTEE :
Executive Committee consists of undermentioned officers:
Joint Secretary (Training) & CAO – Chairman
AddI. DGAFMS(MR) – Member
Dy. CAO (TCW) – Hony. Secretary
7. FINANCIAL POSITION OF THE FUND AS ON 28^th FEB 2011 (APPROX)
In Fixed Deposits Rs. 7.80,00,000/-
In Saving Banks Rs. 23,24,759/-
8. EXISTING BENEFITS PROVIDED BY THE FUND
(A) NUTRITIOUS DIET ALLOWANCE
TB & Leprosy  – Rs.l000/- per month
Cancer  -  Rs. 1500/- per month
Anaeniia During Pregnancy & – Rs.800/- per month
Lactating Mother
Burn Injuries  -  Rs.150/- per week
(B) AFTER CARE ALLOWANCE :-
TB & Leprosy  – Rs.800/- per month
Cancer   -  Rs. 1500/- per month
(C) DIALYSIS ALLOWANCE  -  Rs. I 000/-per moth
(D) SUBSISTENCE ALLOWANCE
For TB, Cancer & Leprosy, Paralytic -  Rs. 100/- per day Stroke, Accidental Injury
(E) RE-IMBURSEMENT OF COST FOR MAJOR OPERATIONS – upto Rs. 15000/- of disallowed amount
For Coronary By-Pass Surgery, Valve Replacement, Renal Transplantation;
Joint Replacement with Surgery,amount Implantation of Pace – Makers,
Implantation of Sterns
(F) ADDITIONAL FINANCIAL ASSISTANCE
For Procuring Blood for Transfusions  -  Rs.600/-per transfusion
For Cataract Operations with Implantation of
Intra-Ocular Lens, Purchase of Wheel Chairs,Tricycles for Physically Handicapped, Prosthesis for Burn Injuries  – Rs. 5000/-
For Purchase of Artificial Limbs  -  Rs. 3000/-
For Purchase of Support Shoes (Calipers)  – Rs. 2000/-
For Hearing Aid  -  Rs. 1500/-
For Purchase of Crutches, Neck Band for
Cervical Spondylitis  -  Rs. 1000/-
(G) EX-GRATIA GRANTS
(I) To the members
In case of loss of two limbs/eyes -   Rs. 15000/-
In case of loss of one limb/eye  - Rs. 10000/-
(II) To the family of members
If member dies due to Accident, TB, Cancer & Leprosy and Heart ailments for which  Member availed assistance from the Fund earlier Rs. 50000/-